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ChatGPT (incl. Work & Codex) vs Microsoft Copilot

Last checked 2026-10-15

Based on published features, pricing and documentation, checked 2026-10-15. No hands-on testing. No hands-on testing; this compares published information only.

ChatGPT (incl. Work & Codex)Microsoft Copilot
VendorOpenAIMicrosoft
SummaryGeneral assistant with Chat, Work (agent for long multi-step tasks and deliverables; replaced agent mode) and Codex (coding agent across app, editor, terminal and cloud).Consumer assistant with Deep Research and Think Deeper; with Microsoft 365 plans it works inside Word, Excel, PowerPoint and Outlook.
Free tierYes (verified)Not verified
Cheapest verified paid planSee official siteMicrosoft 365 Business Standard with Copilot: $23.50 user/mo (paid yearly) (www.microsoft.com/en-us/microsoft-365/copilot/pricing)
PlansFree: Free
Go: See official site
Plus: See official site
Pro: See official site
Business / Enterprise: See official site
Copilot (free): See official site
Microsoft 365 Business Standard with Copilot: $23.50 user/mo (paid yearly)
Microsoft 365 Business Premium with Copilot: $32.00 user/mo (paid yearly)
CapabilitiesChat, Web search, Agent: multi-step tasks, Scheduled tasks, Cloud browser, Docs/slides/spreadsheets, Image generation, Voice, Coding agent (Codex), Cloud coding tasks, PR review, Computer use (Codex), App connectorsChat, Deep Research, Think Deeper, Image creation, Voice, Word/Excel/PowerPoint/Outlook, Researcher & Analyst agents (M365 Premium)
Rubric score88/10072/100
Sourceshelp.openai.com/en/articles/20001275-chatgpt-work-and-codex
chatgpt.com/codex/
chatgpt.com/pricing
www.microsoft.com/en-us/microsoft-copilot/for-individuals/features
www.microsoft.com/en-us/microsoft-365/copilot/pricing

Tasks both are listed for (71)

Only ChatGPT (incl. Work & Codex) (39)

Only Microsoft Copilot (1)

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